Group Health Insurance
Protecting Your Employees’ Health and Well-being
Group Health Insurance in India by Avalani Insurance Brokers provides medical cover for your employees and their dependents, helping businesses manage healthcare costs while supporting a healthier, more secure workforce. It strengthens your employee benefits strategy and reinforces your commitment to your employees’ well-being.
Why a Group Health Insurance Policy Matters
Employees are more productive and confident when they know their health is protected. With rising medical costs and increasing uncertainty, Group Health Insurance reduces financial stress for families and helps employers offer meaningful benefits without major budget pressure. It builds trust, improves retention, and supports long-term workplace stability.
Key Benefits
Medical cover for employees and eligible dependants
Cashless hospitalisation across network hospitals
Cover for room rent, diagnostics, and treatments
Affordable premiums through group pricing
Option to include OPD and wellness packages, as well as Corporate floaters
Get expert guidance on Group Health Insurance in India with Avalani Insurance Brokers
What’s Typically Covered & Not Covered
- Covered
- Hospitalisation and treatments
- Pre- and post-hospitalisation
- Cashless treatment in network hospitals
- Day-care procedures
- Not Covered
- Cosmetic or non-medical procedures
- Claims beyond policy limits
- Unauthorised or unlawful treatments
- Congenital Diseases
Who Should Consider a Group Health Insurance Policy
Group Health Insurance is ideal for SMEs, startups, mid-sized companies, service providers, manufacturing units, and organisations with blue-collar or white-collar employees. It also supports employers seeking Insurance Solutions for Indian Businesses when introducing structured benefits that improve retention and reduce out-of-pocket spending for staff.
Add-On Options
Enhanced room rent eligibility
Domiciliary hospitalisation cover
Corporate floater benefits
Parental coverage options
Accidental hospitalisation extensions
Wellness, OPD, or preventive-care packages
Why Choose Avalani
As IRDAI-licensed insurance brokers in Gujarat, we put your business and needs first. You get customised coverage, verified valuations, claim assistance, and quotes from 20+ insurers for the best value.
Protecting What You’ve Built.
FAQs
What does a Group Health Insurance Policy cover?
It offers medical cover for employees and dependants, including hospitalisation, treatments, diagnostics, day-care procedures, and cashless services at network hospitals.
Can employers get help in choosing the right Group Health Insurance in India?
Yes. Avalani Insurance Brokers helps employers compare options across insurers and select coverage suited to their employee profiles and risks.
What is the minimum number of employees required?
Most insurers require 7–10 employees, though some plans allow flexibility for smaller teams or startups.
Can we include parents or dependants?
Yes. Employers can include spouses, children, and parents, and can select premium-sharing rules based on company policy.
How are premiums decided?
Premiums depend on group size, age mix, location, claim history, and chosen benefits or add-ons.